Make sure your auto policy includes uninsured and underinsured motorist coverage. These are coverages that protect you, your family and your passengers. Personal Injury Protection is so good, your insurance company will ask you to sign a form saying you decided you didn’t want it. If you are in an auto accident, the Personal Injury Protection coverage will pay you for 100% of your medical expenses and 80 of your lost wages, regardless of who is at fault. If you have any questions, call me at (210) 627-9000.